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Associated Cross CAP


The operation of this type of contract is similar to that of a pooling system: each member of the group contributes to a common fund, and in the event of an event covered by the contract (for example, an illness or an accident), the funds are used to cover event-related costs.

Additional coverage

The Associated Cross PAC is often used as a form of supplement to individual insurance, as it can provide additional coverage for financial risks not covered by other types of insurance


It can cover medical costs, daily allowances in the event of sick leave, death costs, etc. The contract can be designed to cover a wide range of risks, depending on the needs of the group of insureds.