Associated Cross CAP
The PAC (Plan d'Assurance Collective) Croissé Associé is a type of collective insurance contract that allows a group of policyholders, generally employees of a company, to mutually insure each other._cc781905-5cde -3194-bb3b-136bad5cf58d_
Functioning
The operation of this type of contract is similar to that of a pooling system: each member of the group contributes to a common fund, and in the event of an event covered by the contract (for example, an illness or an accident), the funds are used to cover event-related costs.
Additional coverage
The Associated Cross PAC is often used as a form of supplement to individual insurance, as it can provide additional coverage for financial risks not covered by other types of insurance._cc781905-5cde-3194-bb3b- 136bad5cf58d_
Example
It can cover medical costs, daily allowances in the event of sick leave, death costs, etc. The contract can be designed to cover a wide range of risks, depending on the needs of the group of insureds.